What it is
Unemployment Insurance is temporary financial assistance for a worker dismissed without just cause. This calculator estimates the value of each installment and how many you'll receive, using the average of your last three salaries and the official 2026 brackets.
The tool applies the Ministry of Labor and Employment (MTE) brackets for 2026, respects the floor of one minimum wage (R$1,621.00), and the ceiling of R$2,518.65 per installment.
How to use it
- Enter your last three salaries (second-to-last, last, and current).
- Enter how many months you worked in that job.
- Select whether this is your 1st, 2nd, or 3rd+ request.
- See the average salary, the installment value, the number of installments, and the total.
Worked example. Three salaries of R$2,500.00, 18 months worked, 1st request.
- Average salary: (2,500 + 2,500 + 2,500) ÷ 3 = R$2,500.00.
- Since the average falls between R$2,222.18 and R$3,703.99: R$1,777.74 + 50% of whatever exceeds R$2,222.17.
- Excess: 2,500.00 − 2,222.17 = R$277.83. Half = R$138.92.
- Installment value: 1,777.74 + 138.92 ≈ R$1,916.66.
- Installments: 18 months on a 1st request (12–23 month bracket) = 4 installments.
- Total: 1,916.66 × 4 ≈ R$7,666.62.
How it works
The calculation starts from the arithmetic average of your last three salaries and fits it into the 2026 brackets:
| Average salary (2026) | Installment value |
|---|---|
| Up to R$2,222.17 | 80% of the average |
| R$2,222.18 to R$3,703.99 | R$1,777.74 + 50% of whatever exceeds R$2,222.17 |
| Above R$3,703.99 | Fixed ceiling: R$2,518.65 |
No installment falls below the R$1,621.00 minimum wage. The number of installments follows time worked and request history:
| Request | Minimum time | Installments |
|---|---|---|
| 1st time | 12 months | 12–23 months = 4; 24+ = 5 |
| 2nd time | 9 months | 9–11 = 3; 12–23 = 4; 24+ = 5 |
| 3rd or later | 6 months | 6–11 = 3; 12–23 = 4; 24+ = 5 |
If you haven't reached the minimum time for your request, the calculator flags that you're not entitled at that bracket. The 2026 rules and values are set by the MTE.
Informational simulation only. It does not replace an officially certified calculation or advice from an accountant or a lawyer.